There are many catastrophic events that happen in America every year. Hurricanes, floods, tropical storms, deadly snow storms and destructive tornadoes have all ravaged cities and communities all over America. When this happens millions of people tend to lose their homes or have them severely damaged. There are solutions that will correct this problem. People will typically have to rely on their insurance to replace or repair their home and they can apply for disaster recovery. Keep reading to discover how you can restore, repair or replace your home after a catastrophic event.
The Disaster Assistance Improvement Program’s (DAIP)
The Disaster Assistance Improvement Program (or DAIP) was created by former President George W. Bush back in 2006. The purpose of this program was to provide disaster survivors with the information and resources they need to obtain disaster assistance. DAIP also wants to make this process an easier task for disaster victims in need. DAIP partners with a variety of federal, state, community, commercial, private and non-profit organizations who provides relief services for this purpose. You can access DAIP’s website to find out more information about the disaster relief aid that DAIP offers.
FEMA is the Government’s Premiere Agency for Dealing with Natural Disaster Issues
According to the Council on Foreign Relations, the Federal Emergency Management Agency is responsible for managing the government’s response to catastrophic events. FEMA has a wide variety of services that is a part of their disaster packages which helps people to find the resources they need during recovery. FEMA has the ability to get homeowners some aid with the recovery of their homes or with finding resources they need to move on from a devastating event. FEMA is able to help you to restore, repair or replace your home. The agency is connected to other organizations that can provide this type of information to you if your home has been identified within a designated disaster area.
Organizations that will Step Up to Restore, Rebuild or Replace your Property
The government is not the only organization that will assist people who were impacted by the devastating effects of a disastrous events. Other organizations such as non-profit agencies will rebuild and repair homes for people who qualify for their type of assistance. Their services are typically for homes that meet the qualifications of their service. There are national, state and community organizations that provide this type of service. You can locate them on your own or go through a reputable government or disaster recovery agency that can help you through the process.
What Disaster Victims Can Expect when they Lose their Homes
Disaster victims that have insurance should be able to collect on their policies when they are impacted by a devastating storm. However, it is a known fact that many homeowners are under insured, or they just do not have the right type of policy to deal with a disaster related situation. Some disaster victims can replace or repair their home when they are destroyed by a natural weather-related event. Many homeowners are shocked to discover that they never had the right type of coverage for home. If they lose their home to hurricane and their coverage is only for a flood; chance are they will not receive aid for their lost. The point is that insurance works if you have the right type of coverage for the event that has destroyed your residence.